We also assume: closing costs are paid out of pocket your debt-to-income ratio is below 35% you are purchasing or refinancing a single-family home that is your primary residence you are making a down payment of 20% and your credit score is 760 or higher.Loan approval is subject to underwriter review: not everyone who applies will be approved. ![]() Get an official Loan Estimate before choosing a loan. Your actual rate, payment and costs could be higher. We don’t yet have your complete financial picture.An escrow deposit, pre-paid interest, and other charges may be required depending on your situation. The one-time costs shown include points/credits and third-party fees. Better Mortgage does not charge an origination fee.Rates and fees are as of time displayed above and are subject to change without notice.Your actual rates, payments, and costs may differ. Interest rates and APRs are for informational purposesĪnd do not include all applicable fees. ![]()
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